Bogue Asset Management’s Quarterly Investment Letter is available for review, My commentary examines the economic "tug of war" being reflected in the stock market, with improving economic and company fundamentals on the one side, and concerns about debt-related stress points and the longer-term strength of the economic recovery on the other. [See More]
Bernie Madoff’s clients didn't see his Ponzi scheme coming. Could they have? Let's look at four safety tips that would have prevented this from happening and the safeguards that Bogue Asset Management LLC provides in its client relationships: [See More]
How your advisor is compensated does matter. Lately there has been a blurring of the lines with the use of the term “Fee-Based” to describe how one is compensated. I’ll tell you why Fee-Based is not Fee-Only and the difference can be substantial: [See More]
Shopping around for a financial planner? When you are in the process of looking for a financial planner, you should have a consistent interview process to determine which planner is the best for your needs. These are the seven questions that I suggest that you should ask: [See More]
Employee Benefit Optimization
Employee benefits should be viewed as part of how you are compensated by your employer.
Employee benefit review involves:
- Reviewing group life, disability, health and in some cases long term care insurance and optimizing this coverage with what you can receive privately on your own
- Optimizing your retirement benefits package including pension plans and defined contributions plans such as 401(k), 403(b) or 457 plans.
- Taking advantage of fringe benefits
- Taking advantage of tax advantaged offering such as health savings account, child care reimbursement accounts and/or medical reimbursement options
- Helping small business determine appropriate benefit packages and vendors to provide this service.