Bogue Asset Management’s Quarterly Investment Letter is available for review, My commentary examines the economic "tug of war" being reflected in the stock market, with improving economic and company fundamentals on the one side, and concerns about debt-related stress points and the longer-term strength of the economic recovery on the other. [See More]
Bernie Madoff’s clients didn't see his Ponzi scheme coming. Could they have? Let's look at four safety tips that would have prevented this from happening and the safeguards that Bogue Asset Management LLC provides in its client relationships: [See More]
How your advisor is compensated does matter. Lately there has been a blurring of the lines with the use of the term “Fee-Based” to describe how one is compensated. I’ll tell you why Fee-Based is not Fee-Only and the difference can be substantial: [See More]
Shopping around for a financial planner? When you are in the process of looking for a financial planner, you should have a consistent interview process to determine which planner is the best for your needs. These are the seven questions that I suggest that you should ask: [See More]
Retirement Accumulation Planning
The Retirement Accumulation Stage of Financial Planning involves the stage of your life where you are building up assets for your retirement. This can include:
- Defining how you want to live the rest of your life
- Determine if you want to retire completely or downshifting careers in the later years of your life
- Coaching you to determine your risk tolerance and how to manage expectations about the financial markets
- Determining how much you need to invest on a periodic basis
- Determining your required rate of return in your investment strategy, the corresponding allocation of stocks, bonds and cash to meet this required return and if this is aligned with your tolerance for risk
- Making the best use of taxable, tax-deferred and tax free accounts to maximize your after-tax rate of return
- Adjusting the risk/return level of the portfolio; eliminating risk when not needed and only increasing risk if needed (ongoing client engagements)
- Early retirement strategies